An ice dam is a ridge of ice that forms at the edge of a roof and prevents melting snow from draining. As water backs up behind the dam, it can leak through the roof and cause damage to walls, ceilings, insulation and other areas.
 
How do ice dams form?
 
Ice dams are formed by an interaction between snow cover, outside temperatures, and heat lost through the roof. Specifically, there must be snow on the roof, warm  portions of the upper roof (warmer than 32° F), and cold portions of the lower roof (at freezing or below). Melted snow from the warmer areas will refreeze when it flows down to the colder portions, forming an ice dam.
 
Although the primary contributor to snow melting is heat loss from the building's interior, solar radiation can also provide sufficient heat to melt snow on a roof. For example, in southern Canada, enough sunlight can be transmitted through 6 inches (150 mm) of snow cover on a clear and sunny day to cause melting at the roof's surface even when the outside temperature is 14° F (-10° C), with an attic temperature of 23° F (-5° C).
 
Gutters do not cause ice dams to form, contrary to popular belief. Gutters do, however, help concentrate ice from the dam in a vulnerable area, where parts of the house can peel away under the weight of the ice and come crashing to the ground.
 
Problems Associated with Ice Dams
 Ice dams are problematic because they force water to leak from the roof into the building envelope. This may lead to:

• rotted roof decking, exterior and interior walls, and framing;
• respiratory illnesses (allergies, asthma, etc.) caused by mold growth;
• reduced effectiveness of insulation. Wet insulation doesn’t work well, and chronically wet insulation will not decompress even when it dries. Without working insulation, even more heat will escape to the roof where more snow will melt, causing more ice dams which, in turn, will lead to leaks; and
• peeling paint. Water from the leak will infiltrate wall cavities and cause paint to peel and blister. This may happen long after the ice dam has melted and thus not appear directly related to the ice dam.

Prevention

• Keep the entire roof cold. This can be accomplished by implementing the following measures:
  • Install a metal roof. Ice formations may occur on metal roofs, but the design of the roof will not allow the melting water to penetrate the roof's surface. Also,snow and ice are more likely to slide off of a smooth, metal surface than asphalt shingles.
  • Seal all air leaks in the attic floor, such as those surrounding wire and plumbing penetrations, attic hatches, and ceiling light fixtures leading to the attic from the living space below.
  • Increase the thickness of insulation on the attic floor, ductwork, and chimneys that pass through the attic.
• Move or elevate exhaust systems that terminate just above the roof, where they are likely to melt snow.
• A minimum of 3" air space is recommended between the top of insulation and roof sheathing in sloped ceilings.
• Remove snow from the roof. This can be accomplished safely using a roof rake from the ground. Be careful not to harm roofing materials or to dislodge dangerous icicles.
• Create channels in the ice by hosing it with warm water. Because this process intentionally adds water to the roof, this should be done only in emergencies where a great deal of water is already flowing through the roof, and when temperatures are warm enough that the hose water can drain before it freezes.

Prevention and Removal Methods to Avoid

• electric heat cables. These rarely work, they require effort to install, they use electricity, and they can make shingles brittle.
• manual removal of the ice dam using shovels, hammers, ice picks, rakes, or whatever destructive items can be found in the shed. The roof can be easily damaged by these efforts, as can the homeowner, when they slip off of the icy roof.

In summary, ice dams are caused by inadequate attic insulation, but homeowners can take certain preventative measures to ensure that they are rare.

 Winterization is the process of preparing a home for the harsh conditions of winter. It is usually performed in the fall before snow and excessive cold have arrived. Winterization protects against damage due to bursting water pipes, and from heat loss due to openings in the building envelope. Inspectors should know how winterization works and be able to pass this information on to their clients

Leaky window frames, door frames, and electrical outlets can allow warm air to escape into the outdoors.

• Windows that leak will allow cold air into the home. Feeling for drafts with a hand or watching for horizontal smoke from an incense stick are a few easy ways to inspect for leaks. They can be repaired with tape or caulk. 
• On a breezy day, a homeowner can walk through the house and find far more leaks than they knew existed. Leaks are most likely in areas where a seam exists between two or more building materials.

• Patio furniture should be covered.
• If there is a deck, it might need an extra coat of sealer. 

Adequate winterization is especially crucial for homes that are left unoccupied during the winter. This sometimes happens when homeowners who own multiple properties leave one home vacant for months at a time while they occupy their summer homes. Foreclosed homes are sometimes left unoccupied, as well. The heat may be shut off in vacant homes in order to save money. Such homes must be winterized in order to prevent catastrophic building damage.
 
In addition to the information above, InterNACHI advises the following measures to prepare an unoccupied home for the winter:

• Winterize toilets by emptying them completely. Antifreeze can be poured into toilets and other plumbing fixtures.   
• Winterize faucets by opening them and leaving them open.
• Water tanks and pumps need to be drained completely.
• Drain all water from indoor and outdoor plumbing.
• Unplug all non-essential electrical appliances, especially the refrigerator. If no electrical appliances are needed, electricity can be shut off at the main breaker.  

 
In summary, home winterization is a collection of preventative measures designed to protect homes against damage caused by cold temperatures. These measures should be performed in the fall, before it gets cold enough for damage to occur. Indoor plumbing is probably the most critical area to consider when preparing a home for winter, although other systems should not be ignored.

Although inspection of return ducts is not a required step in a professional home inspection, return ducts are a vital component of the HVAC system. Because of this, home inspectors should familiarize themselves with the following key facts and practices in order to perform a superior inspection of the HVAC system.

Home inspectors should take note that in order for central forced-air furnace and air conditioning systems to operate properly, the HVAC distribution system should be designed with adequate supply and return registers that provide conditioned air to all parts of the house and return stale air to the furnace for reconditioning.  Inadequate return air pathways can cause pressure imbalances from room to room, which can create drafts and temperature differences between rooms or floors, leading to complaints about comfort. Pressure imbalances can also cause the furnace and air-conditioning equipment to work harder than necessary. A well-designed return air strategy is critical for the performance of the HVAC system in an energy-efficient house, which may have lower airflow requirements to meet the lower heating and cooling loads. The return air must have a clear path back to the air handler from every room that has a supply outlet, with the exception of bathrooms or kitchens due to the potential for spreading odors through the house.

Each room can be individually ducted to the return side of the air handler; however, installing that much ducting is costly, and there may be space constraints that limit the feasibility of this approach. Utilizing a central return strategy is a simple and effective way to return stale air to the air handler (see Figure 1). When utilizing a central return strategy, one or more return registers should be placed in central hallways or stairwells adjacent to the main living spaces of the house, with at least one return per floor. These central returns should be ducted to the return side of the HVAC air handler, with air-sealed ducts that are insulated if they're located in an unconditioned space (see Figure 2). Building cavities (the space between wall studs or panned floor joists) should not be used as return air pathways; if un-ducted, these spaces are very difficult to air seal. Return air pathways that leak will draw air from unintended places in the house and can lead to undesirable pressure differences. Home inspectors should take note that a fully ducted return system will be easier to air seal and will have better airflow characteristics than building cavities used as return air pathways.

To ensure that stale air is able to return to these central returns from rooms that have closeable doors, such as bedrooms or offices, builders will often rely on door undercuts. Typical door undercuts of 1/2- to 3/4-inch by themselves do not allow adequate return volume, especially when carpet is installed, and they're not appropriate for an energy-efficient house. Door undercuts are not approved in the ACCA (Air Conditioning Contractors of America) Manual D. Other methods for providing an air pathway from closed rooms to central return registers are jump ducts and transfer grilles.

Return ducts are installed by the HVAC contractor. Return duct locations should be indicated on the HVAC design plans, which is something home inspectors can keep in mind. Tasks associated with this installation should be included in the contract for the appropriate trade, depending on the workflow at a specific job site.

How Professionals Install Return Ducts
1. Calculate the amount of return air needed. A target value for return capacity is two times the volume of the total supply air with an airflow velocity within the return of less than 500 feet per minute and the net free area of the grille sized 1.5 times the cross-sectional area of the return duct. ENERGY STAR requires that returns achieve a rater-measured pressure differential of ≤ 3 Pascals (0.012 inch water column) with respect to the main body of the house when bedroom doors are closed and the air handler is operating on the highest design fan speed. A rater-measured pressure differential of ≤5 Pascals (0.020 inch water column) is acceptable for rooms with a design airflow ≥150 cfm. The bedrooms can be pressure-balanced using any combination of transfer grilles, jump ducts, dedicated return ducts, and/or undercut doors.
2. Determine whether to use individual return ducts, one or more central ducts, or central ducts in combination with transfer grills, jump ducts, and/or undercut doors. Consider filter placement when making this decision. With individually ducted returns, the filter will need to be located at the equipment return air inlet. With a centrally located return, the filter can be located at the return grille. This configuration may make it easier for the homeowner to change or clean the furnace filter, if plans called for locating the furnace in a hard to reach location, such as an attic or crawlspace. 
​

1. Consider the effects of noise when determining the placement of returns. A return duct that has a direct connection to the blower motor could transfer that blower noise to the living room.
2. Consider size when locating central returns. Central return grilles are much larger than most supply grilles.

Install return ducts as the supply ducts are installed.

1. Seal all seams, gaps and holes of the return duct system with mastic.
2. Seal the return box to the floor, wall or ceiling with mastic, caulk and/or foam.
3. Do not use building cavities as return air pathways.

Moisture intrusion can be the cause of building defects, as well as health ailments for the building's occupants. Inspectors should have at least a basic understanding of how moisture may enter a building, and where problem areas commonly occur.

 Some common moisture-related problems include:

• structural wood decay; 
• high indoor humidity and resulting condensation;
• expansive soil, which may crack the foundation through changes in volume, or softened soil, which may lose its ability to support an overlying structure;
• undermined foundations;
• metal corrosion;
• ice dams; and
• mold growth.  Mold can only grow in the presence of high levels of moisture. People who suffer from the following conditions can be seriously (even fatally) harmed if exposed to elevated levels of airborne mold spores:
  • asthma;
  • allergies;
  • lung disease; and/or
  • compromised immune systems.​

Note:  People who do not suffer from these ailments may still be harmed by elevated levels of airborne mold spores.

How does moisture get into the house?

Moisture or water vapor moves into a house in the following ways:

• air infiltration. Air movement accounts for more than 98% of all water vapor movement in building cavities. Air naturally moves from high-pressure areas to lower ones by the easiest path possible, such as a hole or crack in the building envelope. Moisture transfer by air currents is very fast (in the range of several hundred cubic feet of air per minute). Replacement air will infiltrate through the building envelope unless unintended air paths are carefully and permanently sealed;
• by diffusion through building material. Most building materials slow moisture diffusion, to a large degree, although they never stop it completely;
• leaks from roof;
• plumbing leaks; 
• flooding, which can be caused by seepage from runoff or rising groundwater; it may be seasonal or catastrophic; and
• human activities, including bathing, cooking, dishwashing and washing clothes. Indoor plants, too, may be a significant source of high levels of humidity.

Climate Zones
 
In the northern U.S., moisture vapor problems are driven primarily by high indoor relative humidity levels, combined with low outdoor temperatures during the winter. In the southern U.S. (especially the southeast), the problem is largely driven by high outdoor humidity and low indoor temperatures during summer months. Mixed climates are exposed to both conditions and can experience both types of problems. Humid climates, in general, will be more of a problem than dry climates. Wind-driven rain is the main cause of leaks through the building envelope.
 Inspectors can check for moisture intrusion in the following areas:

Roofs
A roof leak may lead to the growth of visible mold colonies in the attic that can grow unnoticed. Roof penetrations increase the likelihood of water leaks due to failed gaskets, sealants and flashing. The number of roof penetrations may be reduced by a variety of technologies and strategies, including: 

• consolidation of vent stacks below the roof;
• exhaust fan caps routed through walls instead of the roof;
• high-efficiency combustion appliances, which can be sidewall-vented;
• electrically powered HVAC equipment and hot water heaters that do not require flue; and
• adequate flashing. Oftentimes, inspectors discover missing, incorrectly installed or corroded flashing pipes.

​Plumbing

• Distribution pipes and plumbing fixtures can be the source of large amounts of moisture intrusion. If the wall is moist and/or discolored, then moisture damage is already in progress. Most plumbing is hidden in the walls, so serious problems can begin unnoticed.
• One of the most important means of moisture management in the bathroom is the exhaust fan. A non-functioning exhaust fan overloads the bathroom with damp air. If the exhaust fan doesn’t turn on automatically when the bathroom is in use, consider recommending switching the wiring or switch. The lack of an exhaust fan should be called out in the inspection report. The fan should vent into the exterior, not into the attic.
• The bathroom sink, in particular, is a common source of moisture intrusion and damage. Although overflow drains can prevent the spillage of water onto the floor, they can become corroded and allow water to enter the cabinet.  
• Use a moisture meter to check for elevated moisture levels in the sub-floor around the toilet and tub.
• Bathroom windows need to perform properly in a wide range of humidity and temperature conditions. Check to see if there are any obvious breaks in the weatherstripping and seals. Are there are stains or flaking on the painted surfaces?
• Check showers and bathtubs. Is the caulking is cracked, stiff or loose in spots? Are there cracked tiles or missing grout that may channel water to vulnerable areas? If some water remains in the bathtub after draining, it may be a warning sign of possible structural weakening and settlement in the floor beneath the tub.

Utility Room

• The water heater tank should be clean and rust-free.
• The area around the water softener tank should be clean and dry.
• Check that all through-the-wall penetrations for fuel lines, ducts, and electrical systems of heating system are well-sealed. All ducts should be clean and dust-free. Inspect the air supply registers in the house for dust accumulation.   
• Filters, supply lines, exterior wall penetrations, vents, ductwork and drainage of the cooling system must all be in good working order to avoid moisture problems.  

Attic

• Look for stains or discolorations at all roof penetrations. Chimneys, plumbing vents and skylight wells are common places where moisture may pass through the roof. Any such locations must be inspected for wetness, a musty smell and/or visible signs of mold.
• Are there areas of the insulation that appear unusually thin?
• Rust or corrosion around recessed lights are signs of a potential electrical hazard.

Foundations

Model building codes typically require damp-proofing of foundation walls. The damp-proofing shall be applied from the top of the footing to the finished grade. Parging of foundation walls should be damp-proofed in one of the following ways:

• bituminous coating;
• 3 pounds per square yard of acrylic modified cement;
• 1/8-inch coat of surface-bonding cement; or
• any material permitted for water-proofing.

In summary, moisture can enter a building in a number of different ways. High levels of moisture can cause building defects and health ailments. 

• NM and NMC conductors are composed of two or more insulated conductors contained in a non-metallic sheath. The coating on NMC cable is non-conducting, flame-resistant and moisture-resistant. Unlike other cables commonly found in homes, they are permitted in damp environments, such as basements. 
  
  
• Underground feeder conductors appear similar to NM and NMC cables except that UF cables contain a solid plastic core and cannot be “rolled” between fingers.

 
The following NEC regulations apply to Romex conductors:

• They are not permitted in residential construction higher than three stories, or in any commercial construction. 
  
  
• They must be protected, secured and clamped to device boxes, junction boxes and fixtures. 
  
  
• Support devices that may damage the cables, such as bent nails and overdriven staples, are not permitted. 
  
  
• NM and NMC cables should be secured at intervals that do not exceed 4½ feet, and they should be secured within 12 inches of junction boxes and panels to which they are attached. Cables that do not comply with this rule can sag and are vulnerable to damage. 
  
  
• They are intended as permanent wiring in homes and should not be used as a substitute for appliance wiring or extension cords.

Note:  Some communities have never allowed the use of Romex wiring in residential construction. Armored cable is typically used in these communities. 

Armored Cables (AC)
 
Armored cable (AC), also known as BX, was developed in the early 1900s by Edwin Greenfield. It was first called “BX” to abbreviate “product B – Experimental,” although AC is far more commonly used today. Like Romex cables, they cannot be used in residences higher than three stories, and the rules for protection and support of AC wiring are essentially the same as the rules for Romex. Unlike Romex, however, AC wiring has a flexible metallic sheathing that allows for extra protection. Some major manufacturers of armored cable are General Cable, AFC Cable Systems, and United Copper Systems.

​

• The dissipated heat from knob-and-tube wiring can pose a fire hazard if the wires are enveloped in building insulation. A possible exception is fiberglass insulation, which is fire-resistant, although even this type of insulation should not cover knob-and-tube wiring. The homeowner or an electrician should carefully remove any insulation that is found surrounding KT wires. 
  
  
• Knob-and-tube wiring is more vulnerable to damage than modern wiring because it is insulated with fiber materials and varnish, which can become brittle. 
  
  
• Some insurance companies refuse to write fire insurance for houses with this type of wiring, although this may be remedied if an electrician can verify that the system is safe. 
  
  
• Disregarding any inherent inadequacies, existing KT cable systems are likely to be unsafe because they are almost guaranteed to be at least 50 years old.

In summary, inspectors should understand the different types of conductors that are commonly found in homes. 

Taking air samples during a air quality inspection is crucial for several reasons. Mold spores are not visible to the naked eye, and the types of mold present in a home can often be determined through a laboratory analysis. Having the air samples analyzed can also help provide evidence of the scope and severity of a mold issue, a well as help in assessing human exposure. 

Samples are generally best taken if visual, non-invasive examination reveals apparent mold growth or conditions that could lead to growth, such as moisture intrusion or water damage.  Musty odors can also be a sign of mold growth.  If no sign of mold or potential for mold is apparent, one or two indoor air samples can still be taken, at the discretion of the inspector and client, in the most lived-in room of the house and at the HVAC unit.  

Outdoor air samples are also typically taken as a control for comparison to indoor samples.  Two samples -- one from the windward side and one from the leeward side of the house -- will help provide a more complete picture of what is in the air that may be entering the house through windows and doors at times when they are open.  It is best to take the outdoor samples as close together in time as possible to the indoor samples that they will be compared with.

InsideOut inspectors should avoid taking samples if a resident of the house is under a physician’s care for mold exposure, if there is litigation in progress related to mold on the premises, or if the inspector’s health or safety could be compromised in obtaining the sample.  Residential home inspectors also should not take samples in a commercial or public building