Modern Manufactured Homes are extremely different from mobile homes built prior to 1976. Manufactured Homes are generally built in three standard sizes - single wide, double wide, and triple wide. They have completely customizable options such as flooring, cabinets, and exterior finishes. They can be placed on blocks or metal piers, or placed on permanent foundations or basements like a stick-built home.
Modular homes are built to conform to all state, local and/or regional codes that apply based on the final location of the home, just like site-built homes. Clayton modular homes are typically built in two sections, however, depending on the size and design of the home, it could be built in up to five sections.
The sections are then transported to the final location where they are joined together on a permanent foundation by a local contractor. If an inspection is required, once the home is completely constructed at the site local building inspectors complete the required inspection of the home.
Why do I need a Certification?
All FHA loans and some VA loans require Manufactured Home Certifications. The home must be certified that the home's foundation complies with the Permanent Foundation Guide for Manufactured Homes (PFGMH). Check with your lender to verify whether or not they will require a Manufactured Home Certification for their loan.